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Knowing what you can afford is the first step, Come to the Process informed!
Pre-qualifying for a mortgage is an important first step in the homebuying process. You can find out exactly how much the bank is willing to lend you. Knowing what you can buy will empower your search! When you pre-qualify you will discover;
How much you can afford for a new property.
Your minimum down payment and the advantages of higher down payments.
What you can afford in monthly payments.
It is extremely helpful when looking at available properties to know exactly which properties are in your price range and how much you can afford to bend for "the perfect home". I can help walk you through these steps and help you get armed with the knowledge you need to make that exciting purchase! 
Real Estate Contracts >Personal Property
When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner's personal property. What happens when personal property has become a part of the real estate? Is it actually a "fixture" which will now convey to the buyer with the real estate?
There are three tests which usually need to be satisfied. Has the personal property been permanently annexed to the real estate? Is it intended to become part of the real estate? What is the local custom? Fixtures may include shades, heaters, ranges, screens, storm windows, lighting fixtures, etc. To save misunderstanding at the closing--and perhaps the sale--it is important that the seller spell out specifically in the sales agreement what will go to the buyer as part of the property.
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Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
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| A |
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S. |
 See More Real Estate Trivia > |
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